Fraud Features

Data Features

Feature Name	Description
customer_id	Unique ID of the customer
decision_date	Date as of which features were created
status	Status of Featurization
data_available	Data Available for Featurization

SMS Features

Feature Name	Description
all_sms_count	Number of all SMS received
cnt_savings_accounts	Count of bank accounts
auto_debit_bounce_m1	Flag for any auto debit bounce in last month
acc0_amt_debits_c30	Amount in INR of debits from Primary Account in last 30 days
acc0_amt_debits_p30	Amount in INR of debits from Primary Account in the last 31 to 60 days
acc0_latest_balance	Latest balance found for Primary Account
acc0_max_bal_3_mo	Maximum balance for Primary Account in last 3 months
acc0_max_bal_c30	Maximum Balance in Acc0 in the last 30 days
acc0_max_bal_p30	Maximum Balance in Acc0 in the last 31-60 days
acc0_max_balance	Maximum balance for Primary Account
acc0_min_bal_3_mo	Minimum balance for Primary Account in last 3 months
acc0_min_balance	Minimum balance for Primary Account
acc0_recency	Days since last sms from Primary Account was observed
acc0_vintage	Days since first sms from Primary Account was observed
calculated_income	Days since first sms from Primary Account was observed
calculated_income_confidence	Confidence of the income of the user calculated by FinBox
cc_utilisation	Credit Card Utilization Percentage
cnt_delinquncy_loan_c30	count of distinct loan accounts found to be delinquent in current 30 days
cnt_delinquncy_loan_c60	count of distinct loan accounts found to be delinquent in current 60 days
cnt_overdue_senders_c60	Count Bill Overdue Distinct Senders - Last 60 Days
cnt_overdue_sms_c30	Count Bill Overdue SMS - Last 30 Days
cnt_salary_txns	Count of transactions indication salary
credit_card_user_flag	Flag whether customer is uses a credit card
debit_card_user_flag	Flag whether customer has used debit card
insurance_flag	Flag whether customer has insurance
investor_flag	Flag whether customer is an investor
max_dpd_acc1	Max DPD in primary loan account
postpaid_flag	Flag for whether device has a postpaid sim
prepaid_flag	Flag for whether device has a prepaid sim
salaried_flag	Flag for whether a customer is salaried
sms_period	Number of days between first and last observed SMS
sms_vintage	Days since first SMS was observed
transactional_sms_count	Available number of transactional SMS
cc1_credit_limit	Total Credit Limit for Credit card-1
cc1_bank	Credit card-1 provider name
cnt_ewallets_used	Distinct count of ewallets used
emi_loan_acc1	EMI of Primary Loan Account
acc0_acc_number	Account number of Primary Account
acc0_sms_count	Total number of messages found for acocunt0
cnt_loan_approved_c30	Number of loans approved in the last 30 days
cnt_loan_rejected_c30	Number of loans rejected in the last 30 days
amt_credit_txn_m1	Amount in INR of credit transactions in the last month
amt_credit_txn_m2	Amount in INR of credit transactions in the second last month
amt_credit_txn_m3	Amount in INR of credit transactions in the third last month
cnt_credit_txn_m1	Count of credit transactions in the last month
cnt_credit_txn_m2	Count of credit transactions in the second last month
cnt_credit_txn_m3	Count of credit transactions in the third last month
cnt_debit_txn_m1	Count of debit transactions in the last month
cnt_debit_txn_m2	Count of debit transactions in the second last month
cnt_debit_txn_m3	Count of debit transactions in the third last month
amt_debit_txn_m1	Amount in INR of debit transactions in the last month
amt_debit_txn_m2	Amount in INR of debit transactions in the second last month
amt_debit_txn_m3	Amount in INR of debit transactions in the third last month

Fraud Features

Feature Name	Description
indevice_match_flag	Evidence if the device belogs to this user or not
concetration_ip_address	Number of different users using the IP address for application
concetration_first_android_id	Number of different users using the same device for application
concetration_first_wifi_ssid	Number of different users using the same wifi for application
concetration_first_sms_time	Number of different users using the first SMS time for application
concentration_device	Number of different users applying from the same device
concetration_location	Number of different users applying from same location
concetration_sms_data	Number of different users using the SMS data for application
cnt_fraud_assists_apps	Count of fake GPS apps, SMS editor apps etc
cnt_apps_data_editor	Count of data editor apps
cnt_apps_root_c30	Count of rooting apps installed in last 30 days
cnt_apps_backup_c30	Count of backup apps installed in last 30 days
cnt_apps_fake_gps_c30	Count of fake gps apps installed in last 30 days
blacklisted_location	Flag if user was in blacklisted area
cnt_loan_approval_same_client	Count of loan approval from the same client

FinBox Features

Feature Name	Description
fis_v1	FinBox Credit Score (Version 1)
fis_v2	FinBox Credit Score (Version 2)
fis_confidence	Confidence on Credit Scores and Affordability Calculated
fis_affordability_v1	Monthly EMI Affordability Calculated - Based on SMS
fis_recommended_due_date	Recommended Due Date based on Balance Availability
digital_savviness	Score indicating digital savviness of the user

Device Features

Feature Name	Description
mobile_model	User's mobile phone model from latest mobile phone
brand	User's mobile phone brand from latest mobile phone
available_internal_storage	Available internal storage (MB) in latest mobile phone
total_ram	Total RAM (in MB) in latest mobile phone
sdk_device_last_active	Timestamp of the most recent SDK activity
sdk_device_first_active	Timestamp of SDK first activation on devicer
sms_permission_flag	Flag of whether users ever gave the SMS Permission
location_permission_flag	Flag of whether users ever gave the Location Permission
phone_state_permission_flag	Flag of whether users ever gave the Phone_state Permission
unique_devices	Number of unique mobile phones where app was installed

Location Features

Feature Name	Description
latest_location_latitude	Latitude of the latest accurate location data
latest_location_longitude	Longitude of the latest accurate location data

Apps Features

Feature Name	Description
cnt_apps	Total number of Apps found
cnt_paid_apps	Total number of apps purchased from Google Play Store
cnt_apps_genre_entertainment	Total Number of Apps categorised as Entertainment on Google Play Store
cnt_apps_genre_finance	Total Number of Apps categorised as Finance on Google Play Store
cnt_apps_genre_social	Total Number of Apps categorised as Social on Google Play Store
cnt_apps_genre_business	Total Number of Apps categorised as Business on Google Play Store
cnt_apps_genre_communication	Total Number of Apps categorised as Communication on Google Play Store
days_since_first_install	Number of days since the first Play-store Apps was installed

Contact Features

Feature Name	Description
cnt_contacts	Count of Total Contacts
cnt_contacts_with_email	Count of Contacts having Email Address
cnt_contacts_c30	Count of Contacts added in last 30 days
cnt_contacts_c60	Count of Contacts added in last 60 days

Call Log Features

Feature Name	Description
cnt_calls_c30	Total Calls Last 30 Days
cnt_missed_calls_c30	Total Missed Calls Last 30 Days
cnt_incoming_calls_c30	Total Incoming Calls Last 30 Days
cnt_outgoing_calls_c30	Total Outgoing Calls Last 30 Days
minutes_incoming_calls_c30	Total Incoming Minutes - Last 30 Days
minutes_outgoing_calls_c30	Total Outgoing Minutes - Last 30 Days
cnt_missed_calls_c60	Total Missed Calls Last 60 Days
cnt_incoming_calls_c60	Total Incoming Calls Last 60 Days
cnt_outgoing_calls_c60	Total Outgoing Calls Last 60 Days
cnt_unique_contacts_c30	Unique Numbers Contacted Last 30 Days

Category	Feature #
BankAccount	91
Ewallet	57
Loan	53
Apps	52
Telecom	49
Utilities	44
Expense	43
Income	22
Balance	19
Flag	18
Credit card	17
Location	14
Investment	12
Imputed Bank Account	11
Device	10
Score	7
Metadata	5
Null Reason	4
User Profile	3
Aggregate	2
Fraud	2

Apps , SMS and Device Calculated Features (Excluding Important)

This sheet contains all features that we calculate from Raw unstructured Data present in Device

Sno	Category	Features	Description	Run-time Permission
1	Flag	auto_debit_bounce_m0	Flag for any auto debit bounce in current month	sms
2	Flag	auto_debit_bounce_m2	Flag for any auto debit bounce in second last month	sms
3	Flag	auto_debit_bounce_m3	Flag for any auto debit bounce in third last month	sms
4	Flag	cheque_bounce_m0	Flag if any cheque bounce in current month	sms
5	Flag	cheque_bounce_m1	Flag if any cheque bounce in last month	sms
6	Flag	cheque_bounce_m2	Flag if any cheque bounce in second last month	sms
7	Flag	cheque_bounce_m3	Flag if any cheque bounce in third last month	sms
8	Utilities	cnt_delinquency_broadband	Number of delinquency in broadband accounts	sms
9	Utilities	cnt_delinquency_dth	Number of delinquency in DTH accounts	sms
10	Utilities	cnt_delinquency_electricity	Number of delinquency in Electricity accounts	sms
11	Flag	ecs_bounce_m0	Flag for any ECS bounce in current month	sms
12	Flag	ecs_bounce_m1	Flag for any ECS bounce in last month	sms
13	Flag	ecs_bounce_m2	Flag for any ECS bounce in the second last month	sms
14	Flag	ecs_bounce_m3	Flag for any ECS bounce in the third last month	sms
15	Flag	si_bounce_m0	Flag for any Standing instruction bounce in current month	sms
16	Flag	si_bounce_m1	Flag for any Standing instruction bounce in last month	sms
17	Flag	si_bounce_m2	Flag for any Standing instruction bounce in the second last month	sms
18	Flag	si_bounce_m3	Flag for any Standing instruction bounce in the third last month	sms
19	Investment	amt_fd_accounts_c180	Amount paid in FD accounts in the last 180 days	sms
20	Investment	amt_insurance_accounts_c180	Amount paid in insurance accounts in the last 180 days	sms
21	Investment	amt_mf_accounts_c180	Amount paid in mutual fund accounts in the last 180 days	sms
22	Investment	amt_rd_accounts_c180	Amount paid in Recurring Deposit accounts in the last 180 days	sms
23	Investment	cnt_fd_accounts	Number of FD accounts	sms
24	Investment	cnt_insurance_accounts	Number of insurance accounts	sms
25	Investment	cnt_rd_accounts	Number of recurring transaction accounts	sms
26	Utilities	equity_flag	Flag whether customer has traded in stocks	sms
27	Investment	equity_trx_recency	Number of days since the user received last SMS from equity provider	sms
28	Expense	expense_data_vintage	Vintage of bank debit messages	sms
29	Utilities	fd_flag	Flag whether customer has used fixed deposit	sms
30	Investment	fd_trx_recency	Number of days since the user received last SMS from FD bank account	sms
31	Investment	insurance_trx_recency	Number of days since the user received last SMS from Insurance account	sms
32	Utilities	mf_flag	Flag whether customer has used mutual funds	sms
33	Investment	mf_trx_recency	Number of days since the user received last SMS from Mutual Fund account	sms
34	Utilities	po_flag	Flag for whether customer has used post office deposit	sms
35	Investment	po_trx_recency	Days since last trxn sms from post office	sms
36	Utilities	rd_flag	Flag for whether customer has a recurring deposit account	sms
37	Utilities	rd_trx_recency	Number of days since the user received last SMS from Recurring deposit bank account	sms
38	Ewallet	amazonpay_recency	Number of days since the user received last SMS from Amazon Pay	sms
39	Ewallet	amazonpay_user_flag	Amazon Pay user flag	sms
40	Ewallet	amazonpay_vintage_sms	Number of days since the user received first SMS from Amazon Pay	sms
41	Ewallet	amt_paytm_ecom_m1	Amount in INR of Paytm Mall purchases in the last month	sms
42	Ewallet	amt_paytm_ecom_m2	Amount in INR of Paytm Mall purchases in the second last month	sms
43	Ewallet	amt_paytm_ecom_m3	Amount in INR of Paytm Mall purchases in the third last month	sms
44	Ewallet	amt_paytm_p2p_m1	Amount debited through transfers in paytm in last calendar month	sms
45	Ewallet	amt_paytm_p2p_m2	Amount debited through transfers in paytm in second-last calendar month	sms
46	Ewallet	amt_paytm_p2p_m3	Amount debited through transfers in paytm in third-last calendar month	sms
47	Ewallet	amt_paytm_txn_m1	Amount in INR of Paytm transactions in the last month	sms
48	Ewallet	amt_paytm_txn_m2	Amount in INR of Paytm transactions in the second last month	sms
49	Ewallet	amt_paytm_txn_m3	Amount in INR of Paytm transactions in the third last month	sms
50	Ewallet	amt_paytm_wallet_recharge_m1	Amount credited in paytm wallet in the last calendar month	sms
51	Ewallet	amt_paytm_wallet_recharge_m2	Amount credited in paytm wallet in the second-last calendar month	sms
52	Ewallet	amt_paytm_wallet_recharge_m3	Amount credited in paytm wallet in the third-last calendar month	sms
53	Ewallet	amt_wallet_credits	Amount of INR of credits in all ewallets	sms
54	Ewallet	amt_wallet_debits	Amount of INR of debits from all ewallets	sms
55	Ewallet	amt_wallet_txn_m1	Amount of INR of debits from all ewallets in last month	sms
56	Ewallet	amt_wallet_txn_m2	Amount of INR of debits from all ewallets in second last month	sms
57	Ewallet	amt_wallet_txn_m3	Amount of INR of debits from all ewallets in third last month	sms
58	Ewallet	cnt_ewallet_txns_c90	Count of all (both credit and debit) ewallet transactions in the last 90 days	sms
59	Ewallet	cnt_paytm_ecom_m1	Count of Paytm Mall purchases in the last month	sms
60	Ewallet	cnt_paytm_ecom_m2	Count of Paytm Mall purchases in the second last month	sms
61	Ewallet	cnt_paytm_ecom_m3	Count of Paytm Mall purchases in the third last month	sms
62	Ewallet	cnt_paytm_p2p_m1	Number of debits through transfer from Paytm in last calendar month	sms
63	Ewallet	cnt_paytm_p2p_m2	Number of debits through transfer from Paytm in second-last calendar month	sms
64	Ewallet	cnt_paytm_p2p_m3	Number of debits through transfer from Paytm in third-last calendar month	sms
65	Ewallet	cnt_paytm_txn_m1	Count of Paytm debit transactions in the last month	sms
66	Ewallet	cnt_paytm_txn_m2	Count of Paytm debit transactions in the second last month	sms
67	Ewallet	cnt_paytm_txn_m3	Count of Paytm debit transactions in the third last month	sms
68	Ewallet	cnt_paytm_wallet_recharge_m1	Number of debits in Paytm in the last calendar month	sms
69	Ewallet	cnt_paytm_wallet_recharge_m2	Number of debits in Paytm in the second-last calendar month	sms
70	Ewallet	cnt_paytm_wallet_recharge_m3	Number of debits in Paytm in the third-last calendar month	sms
71	Ewallet	cnt_unique_wallets_used	Total number of unique wallet used	sms
72	Ewallet	cnt_wallet_credits	Count of credit transcations in all ewallets	sms
73	Ewallet	cnt_wallet_debits	Count of debit transcations in all ewallets	sms
74	Ewallet	cnt_wallet_txn_m1	Count of debit transcations in all ewallets in last month	sms
75	Ewallet	cnt_wallet_txn_m2	Count of debit transcations in all ewallets in second last month	sms
76	Ewallet	cnt_wallet_txn_m3	Count of debit transcations in all ewallets in third last month	sms
77	Ewallet	freecharge_recency	Number of days since the user received last SMS from Freecharge	sms
78	Ewallet	freecharge_user_flag	Flag for Freeecharge users	sms
79	Ewallet	freecharge_vintage_sms	Number of days since the user received first SMS from Freecharge	sms
80	Ewallet	jio_recency	Recency for Jio messages	sms
81	Ewallet	jio_user_flag	Flag for Jio user	sms
82	Ewallet	jio_vintage_sms	Vintage for Jio messages	sms
83	Ewallet	mobikwik_recency	Number of days since last sms from Mobikwik	sms
84	Ewallet	mobikwik_user_flag	Mobikwik user flag	sms
85	Ewallet	mobikwik_vintage_sms	Number of days since first sms from Mobikwik	sms
86	Ewallet	paytm_recency	Paytm recency	sms
87	Ewallet	paytm_user_flag	Paytm user flag	sms
88	Ewallet	paytm_vintage_sms	Paytm vintage	sms
89	Ewallet	phonepe_recency	Number of days since last sms from PhonePe	sms
90	Ewallet	phonepe_user_flag	Phonepe user flag	sms
91	Ewallet	phonepe_vintage_sms	Number of days since first sms from PhonePe	sms
92	Ewallet	wallet_recency	Wallet recency in days	sms
93	Ewallet	wallet_user_flag	Flag for Wallet account	sms
94	Ewallet	wallet_vintage_sms	Wallet Vintage in days	sms
95	Metadata	num_times_sdk_device_active	Number of times SDK device was active	N/A
96	Device	os_version	Operating System version from latest mobile phone	device
97	Device	network_type	Mobile data network type - 2G, 3G, 4G from latest mobile phone	device
98	Device	sim_1_operator_name	Operator of Sim 1 from latest mobile phone	phone_state
99	Device	sim_2_operator_name	Operator of Sim 2 from latest mobile phone	phone_state
100	Device	dual_sim	Flag whether user has 2 active SIM cards in latest mobile phone	device
101	Device	total_internal_storage	Internal storage capacity (MB) in latest mobile phone	device
102	Device	available_external_storage	Available external storage (MB) in latest mobile phone	device
103	Device	total_external_storage	Total external storage capacity (in MB) in latest mobile phone	device
104	Device	available_ram	Available RAM (in MB) in latest mobile phone	device
105	Device	display_language	Display language of the device in latest mobile phone	device
106	Metadata	sms_recency	Days since last SMS was observed	sms
107	Expense	amt_cash_wdl_m0	Amount in INR of cash withdrawals in the current month	sms
108	Expense	amt_cash_wdl_m1	Amount in INR of cash withdrawals in the last month	sms
109	Expense	amt_cash_wdl_m2	Amount in INR of cash withdrawals in the second last month	sms
110	Expense	amt_cash_wdl_m3	Amount in INR of cash withdrawals in the third last month	sms
111	Credit card	amt_cc_txn_m0	Amount in INR of debits from credit card in the current month	sms
112	Credit card	amt_cc_txn_m1	Amount in INR of debits from credit card in the last month	sms
113	Credit card	amt_cc_txn_m2	Amount in INR of debits from credit card in second the last month	sms
114	Credit card	amt_cc_txn_m3	Amount in INR of debits from credit card in the third-last month	sms
115	Income	amt_credit_txn_m0	Amount in INR of credit transactions in the current month	sms
116	Expense	amt_dc_txn_m0	Amount in INR of debits from debit card in the current month	sms
117	Expense	amt_dc_txn_m1	Amount in INR of debits from debit card in the last month	sms
118	Expense	amt_dc_txn_m2	Amount in INR of debits from debit card in second the last month	sms
119	Expense	amt_dc_txn_m3	Total amount of debit card transactions in third last month	sms
120	Expense	amt_debit_self_transf_m0	Amount in INR of debit transfers to another self account in current month	sms
121	Expense	amt_debit_self_transf_m1	Amount in INR of debit transfers to another self account in last month	sms
122	Expense	amt_debit_self_transf_m2	Amount of self transfer debit transaction in second last month	sms
123	Expense	amt_debit_self_transf_m3	Amount of self transfer debit transaction in third last month	sms
124	Expense	amt_debit_txn_m0	Amount in INR of debit transactions in the current month	sms
125	Expense	amt_debit_wo_transf_m0	Amount in INR of debit transactions in the current month which are not account transfers	sms
126	Expense	amt_debit_wo_transf_m1	Amount in INR of debit transactions in the last month which are not account transfers	sms
127	Expense	amt_debit_wo_transf_m2	Amount in INR of debit transactions in the second last month which are not account transfers	sms
128	Expense	amt_debit_wo_transf_m3	Amount in INR of debit transactions in the third last month which are not account transfers	sms
129	Expense	amt_transfer_out_m0	Amount in INR of debit transactions transferred to another account in the current month	sms
130	Expense	amt_transfer_out_m1	Amount in INR of debit transactions transferred to another account in the last month	sms
131	Expense	amt_transfer_out_m2	Amount in INR of debit transactions transferred to another account in the second last month	sms
132	Expense	amt_transfer_out_m3	Amount in INR of debit transactions transferred to another account in the third last month	sms
133	Income	calculated_salary	Estimated salary	sms
134	Expense	cnt_cash_wdl_m0	Number of cash withdrawals in the current month	sms
135	Expense	cnt_cash_wdl_m1	Number of cash withdrawals in the last month	sms
136	Expense	cnt_cash_wdl_m2	Number of cash withdrawals in the 2nd last month	sms
137	Expense	cnt_cash_wdl_m3	Number of cash withdrawals in the 3rd last month	sms
138	Credit card	cnt_cc_txn_m0	Total number of debit transactions done from credit card in current month	sms
139	Credit card	cnt_cc_txn_m1	Total number of debit transactions done from credit card in last month	sms
140	Credit card	cnt_cc_txn_m2	Total number of debit transactions done from credit card in second last month	sms
141	Credit card	cnt_cc_txn_m3	Number of credit card transactions in the third last month	sms
142	Income	cnt_credit_txn_m0	Count of credit transactions in the currenct month	sms
143	Expense	cnt_dc_txn_m0	Total number of debit transactions done from debit card in current month	sms
144	Expense	cnt_dc_txn_m1	Total number of debit transactions done from debit card in last month	sms
145	Expense	cnt_dc_txn_m2	Total number of debit transactions done from debit card in secondlast month	sms
146	Expense	cnt_dc_txn_m3	Number of debit card transactions in third last month	sms
147	Expense	cnt_debit_self_transf_m0	Total number of debit transfers to another self account in current month	sms
148	Expense	cnt_debit_self_transf_m1	Total number of debit transfers to another self account in last month	sms
149	Expense	cnt_debit_self_transf_m2	Number of self transfer debit transaction in second last month	sms
150	Expense	cnt_debit_self_transf_m3	Number of self transfer debit transaction in third last month	sms
151	Expense	cnt_debit_txn_m0	Count of debit transactions in the current month	sms
152	Expense	cnt_transfer_out_m0	Total number of debit transactions which are account transfers in current month	sms
153	Expense	cnt_transfer_out_m1	Total number of debit transactions which are account transfers in last month	sms
154	Expense	cnt_transfer_out_m2	Total number of debit transactions which are account transfers in second last month	sms
155	Expense	cnt_transfer_out_m3	Total number of debit transactions which are account transfers in third last month	sms
156	Expense	max_amt_debit_txn_m0	Maximum amount of debit transaction in the current month	sms
157	Expense	max_amt_debit_txn_m1	Maximum amount of debit transaction in the last month	sms
158	Expense	max_amt_debit_txn_m2	Maximum amount of debit transaction in the second last month	sms
159	Expense	max_amt_debit_txn_m3	Maximum amount of debit transaction in the third last month	sms
160	Income	max_credit_amount_m0	Maximum amount credit in a single transaction in the current month	sms
161	Income	max_credit_amount_m1	Maximum amount credit in a single transaction in the last month	sms
162	Income	max_credit_amount_m2	Maximum amount credit in a single transaction in the second last month	sms
163	Income	max_credit_amount_m3	Maximum amount credit in a single transaction in the third last month	sms
164	Metadata	num_months_txn_data	Number of months for which transaction data is available	sms
165	Metadata	num_total_credit_sms	Total number of credit messages	sms
166	Metadata	num_total_debit_sms	Total number of debit messages	sms
167	Income	other_income_m1	Income besides salary in last month	sms
168	Income	other_income_m2	Income besides salary in second last month	sms
169	Income	other_income_m3	Income besides salary in third last month	sms
170	BankAccount	primary_debit_acc_id	Bank account which has the most debit transactions	sms
171	BankAccount	primary_usage_acc_id	Bank account which has the most number of transactions	sms
172	Income	salary_m1	Salary received in the last month taking into account missing transaction/balance sms	sms
173	Income	salary_m2	Salary received in the second last month taking into account missing transaction/balance sms	sms
174	Income	salary_m3	Salary received in the third last month taking into account missing transaction/balance sms	sms
175	Income	salary_recency	Recency of salary transaction messages	sms
176	Income	salary_source	Source of the salary	sms
177	Income	total_income_m0	Total income in the current month	sms
178	Income	total_income_m1	Total income in the last month	sms
179	Income	total_income_m2	Total income in the second last month	sms
180	Income	total_income_m3	Total income in the third last month	sms
181	Flag	upi_user_flag	Flag for UPI account	sms
182	Telecom	amt_postpaid_bill_m0	Total amount of postpaid bill in the current month	sms
183	Telecom	amt_postpaid_bill_m1	Total amount of postpaid bill in the last month	sms
184	Telecom	amt_postpaid_bill_m2	Total amount of postpaid bill in the second last month	sms
185	Telecom	amt_postpaid_bill_m3	Total amount of postpaid bill in the third last month	sms
186	Telecom	amt_postpaid_bill_m4	Total amount of postpaid bill in the fourth last month	sms
187	Telecom	amt_postpaid_bill_m5	Total amount of postpaid bill in the fifth last month	sms
188	Telecom	amt_postpaid_bill_m6	Total amount of postpaid bill in the sixth last month	sms
189	Telecom	av_amt_topup_m1	Average topup amount in the last month	sms
190	Telecom	av_amt_topup_m2	Average topup amount in the second last month	sms
191	Telecom	av_amt_topup_m3	Average topup amount in the third last month	sms
192	Telecom	avg_bal_at_topup_m1	Average balance at time of mobile topup in last caledar month	sms
193	Telecom	avg_bal_at_topup_m2	Average balance at time of mobile topup in second-last caledar month	sms
194	Telecom	avg_bal_at_topup_m3	Average balance at time of mobile topup in third-last caledar month	sms
195	Telecom	avg_postpaid_bill_3m	Average amount of postpaid bill in last 3 months	sms
196	Telecom	avg_postpaid_bill_4_6m	Average amount of postpaid bill in last 4 to 6 months	sms
197	Utilities	bill_broadband_m0	Total bill amount of broadband in the current month	sms
198	Utilities	bill_broadband_m1	Total bill amount of broadband in the last month	sms
199	Utilities	bill_broadband_m2	Total bill amount of broadband in the second last month	sms
200	Utilities	bill_broadband_m3	Total bill amount of broadband in the third last month	sms
201	Utilities	bill_dth_m0	Total bill amount of DTH in the current month	sms
202	Utilities	bill_dth_m1	Total bill amount of DTH in the last month	sms
203	Utilities	bill_dth_m2	Total bill amount of DTH in the second last month	sms
204	Utilities	bill_dth_m3	Total bill amount of DTH in the third last month	sms
205	Utilities	bill_electricity_m0	Total bill amount of electricity in the current month	sms
206	Utilities	bill_electricity_m1	Total bill amount of electricity in the last month	sms
207	Utilities	bill_electricity_m2	Total bill amount of electricity in the second last month	sms
208	Utilities	bill_electricity_m3	Total bill amount of electricity in the third last month	sms
209	Utilities	bill_lpg_m0	Total bill amount of LPG in the current month	sms
210	Utilities	bill_lpg_m1	Total bill amount of LPG in the last month	sms
211	Utilities	bill_lpg_m2	Total bill amount of LPG in the second last month	sms
212	Utilities	bill_lpg_m3	Total bill amount of LPG in the third last month	sms
213	Utilities	broadband_flag	Flag whether customer uses broadband	sms
214	Utilities	broadband_provider	Name of the broadband service provider	sms
215	Utilities	broadband_recency	Number of days since the user received last SMS from Broadband service provider	sms
216	Utilities	broadband_vintage	Number of days since the user received first SMS from Broadband service provider	sms
217	Telecom	cnt_phone_num_c30	Number of unique phone-numbers used in last 30 days	sms
218	Telecom	cnt_phone_num_c60	Number of unique phone-numbers used in last 60 days	sms
219	Telecom	cnt_phone_num_c90	Number of unique phone-numbers used in last 90 days	sms
220	Telecom	cnt_postpaid_bill_m0	Number of postpaid bill in the current month	sms
221	Telecom	cnt_postpaid_bill_m1	Number of postpaid bill in the last month	sms
222	Telecom	cnt_postpaid_bill_m2	Number of postpaid bill in the second last month	sms
223	Telecom	cnt_postpaid_bill_m3	Number of postpaid bill in the third last month	sms
224	Telecom	cnt_postpaid_bill_m4	Number of postpaid bill in the fourth last month	sms
225	Telecom	cnt_postpaid_bill_m5	Number of postpaid bill in the fifth last month	sms
226	Telecom	cnt_postpaid_bill_m6	Number of postpaid bill in the sixth last month	sms
227	Telecom	cnt_postpaid_bill_overdue_c180	Number of time postpaid bill was overdue in last 180 days	sms
228	Telecom	cnt_topup_m1	Count of mobile recharges in the last month	sms
229	Telecom	cnt_topup_m2	Count of mobile recharges in the second last month	sms
230	Telecom	cnt_topup_m3	Count of mobile recharges in the third last month	sms
231	Utilities	dth_flag	Flag whether customer uses dth	sms
232	Utilities	dth_provider	Name of DTH service provider	sms
233	Utilities	dth_recency	Number of days since the user received last SMS from DTH provider	sms
234	Utilities	dth_vintage	Number of days since the user received first SMS from DTH provider	sms
235	Utilities	electricity_flag	Flag for electricity usage	sms
236	Utilities	electricity_provider	Name of electricity provider	sms
237	Utilities	electricity_recency	Number of days since the user received last SMS from electricity provider	sms
238	Utilities	electricity_vintage	Number of days since the user received first SMS from electricity provider	sms
239	Utilities	lpg_flag	Flag if user is an lpg user	sms
240	Utilities	lpg_provider	Name of LPG provider	sms
241	Utilities	lpg_recency	Number of days since the user received last SMS from LPG provider	sms
242	Utilities	lpg_vintage	Number of days since the user received first SMS from LPG provider	sms
243	Utilities	max_dpd_broadband	Max DPD in broadband account	sms
244	Utilities	max_dpd_dth	Max DPD in DTH account	sms
245	Utilities	max_dpd_electric	Max DPD in electricity account	sms
246	Telecom	max_postpaid_dd_pd_diff_c180	Days since earliest delinquency in postpaid account in th last 180 days	sms
247	Telecom	min_amt_topup_m1	Minimum amount of topup in the last month	sms
248	Telecom	min_amt_topup_m2	Minimum amount of topup in the second last month	sms
249	Telecom	min_amt_topup_m3	Minimum amount of mobile topup in third-last calendar month	sms
250	Telecom	max_amt_topup_m1	Maximum amount of topup in the last month	sms
251	Telecom	max_amt_topup_m2	Maximum amount of topup in the second last month	sms
252	Telecom	max_amt_topup_m3	Max amount of phone recharge in third-last calender month	sms
253	Telecom	min_postpaid_dd_pd_diff_c180	Days since most recent delinquency in postpaid account in the last 180 days	sms
254	Telecom	sum_amt_topup_m1	Total top-up amount in the last month	sms
255	Telecom	sum_amt_topup_m2	Total top-up amount in the second last month	sms
256	Telecom	sum_amt_topup_m3	Sum of topup amounts in the third last month	sms
257	Telecom	sum_bal_at_topup_m1	Sum of balances during all the mobile topups in last calendar month	sms
258	Telecom	sum_bal_at_topup_m2	Sum of balances during all the mobile topups in second-last calendar month	sms
259	Telecom	sum_bal_at_topup_m3	Sum of balances during all the mobile topups in third-last calendar month	sms
260	Telecom	telecom_operator1	Name of telecom operator 1	sms
261	Telecom	telecom_operator1_recency	Recency for Telecom operator1	sms
262	Telecom	telecom_operator1_vintage	Vintage for Telecom operator1	sms
263	Telecom	telecom_operator2	Name of telecom operator 2	sms
264	Telecom	telecom_operator2_recency	Recency for Telecom operator2	sms
265	Telecom	telecom_operator2_vintage	Vintage for Telecom operator2	sms
266	BankAccount	acc_data_vintage	Days since first sms from any bank account was observed	sms
267	BankAccount	acc0_amt_credits_c30	Amount in INR of credits in account0 in the last 30 days	sms
268	BankAccount	acc0_amt_credits_p30	Amount in INR of credits in account0 in the last 31 to 60 days	sms
269	BankAccount	acc0_av_balance_c30	Average of all balances found for account0 in last 30 days	sms
270	BankAccount	acc0_av_balance_c7	Average of all balances found for account0 in last 7 days	sms
271	BankAccount	acc0_av_balance_c90	Average of all balances found for account0 in last 90 days	sms
272	BankAccount	acc0_bank	Name of bank account0	sms
273	BankAccount	acc0_cnt_credits_c30	Count of credits in account0 in last 30 days	sms
274	BankAccount	acc0_cnt_credits_p30	Count of credits in account0 in last 31 to 60 days	sms
275	BankAccount	acc0_cnt_debits_c30	Count of debits from account0 in last 30 days	sms
276	BankAccount	acc0_cnt_debits_p30	Count of debits from account0 in last 31 to 60 days	sms
277	BankAccount	acc0_eom_av_balance	Average of all balances found in last 7 days of last 3 months for account0	sms
278	BankAccount	acc0_max_bal_c7	Maximum Balance in Acc0 in the last 7 days	sms
279	BankAccount	acc0_max_bal_m0	Maximum Balance in Acc0 in the current month	sms
280	BankAccount	acc0_max_bal_m1	Maximum Balance in Acc0 in the last month	sms
281	BankAccount	acc0_max_bal_m2	Maximum Balance in Acc0 in the second-last month	sms
282	BankAccount	acc0_max_bal_m3	Maximum Balance in Acc0 in the third-last month	sms
283	BankAccount	acc0_max_bal_p7	Maximum Balance in Acc0 in the last 8-14 days	sms
284	BankAccount	acc0_min_bal_c30	Minimum Balance in Acc0 in the last 30 days	sms
285	BankAccount	acc0_min_bal_c7	Minimum Balance in Acc0 in the last 7 days	sms
286	BankAccount	acc0_min_bal_m0	Minimum Balance in Acc0 in the current month	sms
287	BankAccount	acc0_min_bal_m1	Minimum Balance in Acc0 in the last month	sms
288	BankAccount	acc0_min_bal_m2	Minimum Balance in Acc0 in the second-last month	sms
289	BankAccount	acc0_min_bal_m3	Minimum Balance in Acc0 in the third-last month	sms
290	BankAccount	acc0_min_bal_p30	Minimum Balance in Acc0 in the last 31-60 days	sms
291	BankAccount	acc0_min_bal_p7	Minimum Balance in Acc0 in the last 8-14 days	sms
292	BankAccount	acc1_acc_number	Account number of account1	sms
293	BankAccount	acc1_amt_credits_c30	Amount in INR of credits in account1 in the last 30 days	sms
294	BankAccount	acc1_amt_credits_p30	Amount in INR of credits in account1 in the last 31 to 60 days	sms
295	BankAccount	acc1_amt_debits_c30	Amount in INR of debits from account1 in last 30 days	sms
296	BankAccount	acc1_amt_debits_p30	Amount in INR of debits from account1 in the last 31 to 60 days	sms
297	BankAccount	acc1_av_balance_c30	Average of all balances found for account1 in last 30 days	sms
298	BankAccount	acc1_av_balance_c7	Average of all balances found for account1 in last 7 days	sms
299	BankAccount	acc1_av_balance_c90	Average of all balances found for account1 in last 90 days	sms
300	BankAccount	acc1_bank	Name of bank account1	sms
301	BankAccount	acc1_cnt_credits_c30	Count of credits in account1 in last 30 days	sms
302	BankAccount	acc1_cnt_credits_p30	Count of credits in account1 in last 31 to 60 days	sms
303	BankAccount	acc1_cnt_debits_c30	Count of debits from account1 in last 30 days	sms
304	BankAccount	acc1_cnt_debits_p30	Count of debits from account1 in last 31 to 60 days	sms
305	BankAccount	acc1_eom_av_balance	Average of all balances found in last 7 days of last 3 months for account1	sms
306	BankAccount	acc1_latest_balance	Latest balance found for account1	sms
307	BankAccount	acc1_max_bal_3_mo	Maximum balance for account1 in last 3 months	sms
308	BankAccount	acc1_max_bal_c30	Maximum Balance in Acc1 in the last 30 days	sms
309	BankAccount	acc1_max_bal_c7	Maximum Balance in Acc1 in the last 7 days	sms
310	BankAccount	acc1_max_bal_m0	Maximum Balance in Acc1 in the current last month	sms
311	BankAccount	acc1_max_bal_m1	Maximum Balance in Acc1 in the last month	sms
312	BankAccount	acc1_max_bal_m2	Maximum Balance in Acc1 in the second-last month	sms
313	BankAccount	acc1_max_bal_m3	Maximum Balance in Acc1 in the third-last month	sms
314	BankAccount	acc1_max_bal_p30	Maximum Balance in Acc1 in the last 31-60 days	sms
315	BankAccount	acc1_max_bal_p7	Maximum Balance in Acc1 in the last 8-14 days	sms
316	BankAccount	acc1_max_balance	Maximum balance for account1	sms
317	BankAccount	acc1_min_bal_3_mo	Minimum balance for account1 in last 3 months	sms
318	BankAccount	acc1_min_bal_c30	Minimum Balance in Acc1 in the last 30 days	sms
319	BankAccount	acc1_min_bal_c7	Minimum Balance in Acc1 in the last 7 days	sms
320	BankAccount	acc1_min_bal_m0	Minimum Balance in Acc1 in the current month	sms
321	BankAccount	acc1_min_bal_m1	Minimum Balance in Acc1 in the last month	sms
322	BankAccount	acc1_min_bal_m2	Minimum Balance in Acc1 in the second-last month	sms
323	BankAccount	acc1_min_bal_m3	Minimum Balance in Acc1 in the third-last month	sms
324	BankAccount	acc1_min_bal_p30	Minimum Balance in Acc1 in the last 31-60 days	sms
325	BankAccount	acc1_min_bal_p7	Minimum Balance in Acc1 in the last 8-14 days	sms
326	BankAccount	acc1_min_balance	Minimum balance for account1	sms
327	BankAccount	acc1_recency	Days since last sms from account1 was observed	sms
328	BankAccount	acc1_sms_count	Total number of messages found for acocunt1	sms
329	BankAccount	acc1_vintage	Days since first sms from account1 was observed	sms
330	BankAccount	acc2_acc_number	Account number of account2	sms
331	BankAccount	acc2_amt_credits_c30	Amount in INR of credits in account2 in the last 30 days	sms
332	BankAccount	acc2_amt_credits_p30	Amount in INR of credits in account2 in the last 31 to 60 days	sms
333	BankAccount	acc2_amt_debits_c30	Amount in INR of debits from account2 in last 30 days	sms
334	BankAccount	acc2_amt_debits_p30	Amount in INR of debits from account2 in the last 31 to 60 days	sms
335	BankAccount	acc2_av_balance_c30	Average of all balances found for account2 in last 30 days	sms
336	Balance	acc2_av_balance_c7	Average of all balances found for account2 in last 7 days	sms
337	BankAccount	acc2_av_balance_c90	Average of all balances found for account2 in last 90 days	sms
338	BankAccount	acc2_bank	Name of bank account2	sms
339	BankAccount	acc2_cnt_credits_c30	Count of credits in account2 in last 30 days	sms
340	BankAccount	acc2_cnt_credits_p30	Count of credits in account2 in last 31 to 60 days	sms
341	BankAccount	acc2_cnt_debits_c30	Count of debits from account2 in last 30 days	sms
342	BankAccount	acc2_cnt_debits_p30	Count of debits from account2 in last 31 to 60 days	sms
343	BankAccount	acc2_eom_av_balance	Average of all balances found in last 7 days of last 3 months for account2	sms
344	BankAccount	acc2_latest_balance	Latest balance found for account2	sms
345	BankAccount	acc2_max_bal_3_mo	Maximum balance for account2 in last 3 months	sms
346	BankAccount	acc2_max_bal_c30	Maximum Balance in Acc2 in the last 30 days	sms
347	Balance	acc2_max_bal_c7	Maximum balance in Acc2 in the last 7 days	sms
348	Balance	acc2_max_bal_m0	Maximum balance in Acc2 in the current month	sms
349	BankAccount	acc2_max_bal_m1	Maximum Balance in Acc2 in the last month	sms
350	Balance	acc2_max_bal_m2	Maximum balance in Acc2 in the second-last month	sms
351	Balance	acc2_max_bal_m3	Maximum balance in Acc2 in the third-last month	sms
352	Balance	acc2_max_bal_p30	Maximum balance in Acc2 in the previous 30 days	sms
353	Balance	acc2_max_bal_p7	Maximum balance in Acc2 in the last 31-60 days	sms
354	BankAccount	acc2_max_balance	Maximum balance for account2	sms
355	BankAccount	acc2_min_bal_3_mo	Minimum balance for account2 in last 3 months	sms
356	BankAccount	acc2_min_bal_c30	Minimum Balance in Acc2 in the last 30 days	sms
357	Balance	acc2_min_bal_c7	Minimum balance in Acc2 in the last 7 days	sms
358	Balance	acc2_min_bal_m0	Minimum balance in Acc2 in the current month	sms
359	BankAccount	acc2_min_bal_m1	Minimum Balance in Acc2 in the last month	sms
360	Balance	acc2_min_bal_m2	Minimum balance in Acc2 in the second-last month	sms
361	Balance	acc2_min_bal_m3	Minimum balance in Acc2 in the third-last month	sms
362	Balance	acc2_min_bal_p30	Minimum balance in Acc2 in the last 31-60 days	sms
363	Balance	acc2_min_bal_p7	Minimum balance in Acc2 in the last 8-14 days	sms
364	BankAccount	acc2_min_balance	Minimum balance for account2	sms
365	BankAccount	acc2_recency	Days since last sms from account2 was observed	sms
366	BankAccount	acc2_sms_count	Total number of messages found for acocunt2	sms
367	BankAccount	acc2_vintage	Days since first sms from account2 was observed	sms
368	Flag	net_banking_flag	Flag if user uses net banking	sms
369	Apps	cnt_play_store_apps	Total number of Google Play Store Apps found	apps
370	Apps	avg_price_paid_apps	Average price of all purchased apps	apps
371	Apps	cnt_apps_genre_books_and_reference	Total Number of Apps categorised as Books & Reference on Google Play Store	apps
372	Apps	cnt_apps_genre_lifestyle	Total Number of Apps categorised as Lifestyle on Google Play Store	apps
373	Apps	cnt_apps_genre_food_and_drink	Total Number of Apps categorised as Food & Drink on Google Play Store	apps
374	Apps	cnt_apps_genre_productivity	Total Number of Apps categorised as Productivity on Google Play Store	apps
375	Apps	days_since_last_update	Number of days since any app was last updated	apps
376	Apps	cnt_apps_genre_finance_i30	Total Number of Fincance Apps installed in the first 30 days of first installed app	apps
377	Apps	cnt_apps_genre_books_and_reference_i30	Total Number of Books & Reference Apps installed in the first 30 days of first installed app	apps
378	Apps	cnt_apps_genre_entertainment_i30	Total Number of Entertainment Apps installed in the first 30 days of first installed app	apps
379	Apps	cnt_apps_genre_lifestyle_i30	Total Number of Lifestyle Apps installed in the first 30 days of first installed app	apps
380	Apps	cnt_apps_genre_food_and_drink_i30	Total Number of Food & Drinks Apps installed in the first 30 days of first installed app	apps
381	Apps	cnt_apps_genre_business_i30	Total Number of Business Apps installed in the first 30 days of first installed app	apps
382	Apps	cnt_apps_genre_social_i30	Total Number of Social Apps installed in the first 30 days of first installed app	apps
383	Apps	cnt_apps_genre_communication_i30	Total Number of Communication Apps installed in the first 30 days of first installed app	apps
384	Apps	cnt_apps_genre_productivity_i30	Total Number of Productivity Apps installed in the first 30 days of first installed app	apps
385	Apps	r_cnt_apps_genre_finance_c30_c90	Ratio of number of Finance Apps installed in last 30 days to last 90 days	apps
386	Apps	r_cnt_apps_genre_books_and_reference_c30_c90	Ratio of number of Books & Reference Apps installed in last 30 days to last 90 days	apps
387	Apps	r_cnt_apps_genre_entertainment_c30_c90	Ratio of number of Entertainment Apps installed in last 30 days to last 90 days	apps
388	Apps	r_cnt_apps_genre_lifestyle_c30_c90	Ratio of number of Lifestyle Apps installed in last 30 days to last 90 days	apps
389	Apps	r_cnt_apps_genre_food_and_drink_c30_c90	Ratio of number of Food & Drink Apps installed in last 30 days to last 90 days	apps
390	Apps	r_cnt_apps_genre_business_c30_c90	Ratio of number of Business Apps installed in last 30 days to last 90 days	apps
391	Apps	r_cnt_apps_genre_social_c30_c90	Ratio of number of Social Apps installed in last 30 days to last 90 days	apps
392	Apps	r_cnt_apps_genre_communication_c30_c90	Ratio of number of Communication Apps installed in last 30 days to last 90 days	apps
393	Apps	r_cnt_apps_genre_productivity_c30_c90	Ratio of number of Productivity Apps installed in last 30 days to last 90 days	apps
394	Apps	cnt_apps_content_rating_adult	Total number of apps with content rating categorised as 17+ by Google Play Store	apps
395	Apps	cnt_apps_content_rating_teen	Total number of apps with content rating categorised as teen by Google Play Store	apps
396	Apps	cnt_apps_good_ratings	Total number of apps with more than 4.3 rating on Google Play Store	apps
397	Apps	cnt_apps_bad_ratings	Total number of apps with less than 3.5 rating on Google Play Store	apps
398	Apps	cnt_apps_more_popular	Total number of apps with more than 100M total downloads on Google Play Store	apps
399	Apps	source_app_vintage	Number of days since app containing the FinBox Sdk was installed	apps
400	Apps	cnt_apps_less_popular	Total number of apps with less than 100k downloads on Google Play Store	apps
401	Loan	max_dpd_acc3	Max DPD in tertiary loan account	sms
402	Loan	max_dpd_acc2	Max DPD in secondary loan account	sms
403	Loan	cnt_loan_accounts	Number of loan accounts	sms
404	Loan	loan_acc3	Name of the third most recent loan account (also referred as tertiary loan account)	sms
405	Loan	loan_acc2	Name of the second most recent loan account (also referred as secondary loan account)	sms
406	Loan	loan_acc1	Name of the most recent loan account (also referred as primary loan account)	sms
407	Loan	lender3	Name of the tertiary loan account lender	sms
408	Loan	lender2	Name of the secondary loan account lender	sms
409	Loan	lender1	Name of the primary loan account lender	sms
410	Loan	loan_acc3_recency	Number of days since the user received last SMS from tertiary recent loan account	sms
411	Loan	loan_acc2_recency	Number of days since the user received last SMS from secondary loan account	sms
412	Loan	loan_acc1_recency	Number of days since the user received last SMS from primary loan account	sms
413	Loan	loan_acc3_autodebitflag	Is auto debit set on tertiary loan account	sms
414	Loan	loan_acc2_autodebitflag	Is auto debit set on secondary loan account	sms
415	Loan	loan_acc1_autodebitflag	Is auto debit set on primary loan account	sms
416	Loan	emi_loan_acc3	EMI of Tertiary Loan Account	sms
417	Loan	emi_loan_acc2	EMI of Secondary Loan Account	sms
418	Loan	cnt_delinquncy_acc3	Number of Delinquency in Loan account 3	sms
419	Loan	cnt_delinquncy_acc2	Number of Delinquency in Loan account 2	sms
420	Loan	cnt_delinquncy_acc1	Number of Delinquency in Loan account 1	sms
421	Credit card	cc1_bill_m1	Bill amount for credit card-1 in the last month	sms
422	Credit card	cc2_bank	Credit card-2 provider name	sms
423	Balance	max_bal_m0	maximum balance across all savings accounts in current calendar month (month to date)	sms
424	Balance	max_bal_m1	maximum balance across all savings accounts in previous calendar month	sms
425	Balance	max_bal_m2	maximum balance across all savings accounts in the calendar month, 2 months prior to current month	sms
426	Balance	days_since_max_bal_m0	days since occurance of max_bal_m0	sms
427	Balance	days_since_max_bal_m1	days since occurance of max_bal_m1	sms
428	Balance	days_since_max_bal_m2	days since occurance of max_bal_m2	sms
429	Flag	cheque_bounce_c30	Flag if any cheque bounce in the last 30 days	sms
430	Loan	cnt_delinquncy_loan_c15	count of distinct loan accounts found to be delinquent in current 15 days	sms
431	Loan	amt_delinquncy_loan_c60	amount outstanding across all loan accounts in current 60 days	sms
432	Loan	amt_delinquncy_loan_c30	amount outstanding across all loan accounts in current 30 days	sms
433	Loan	amt_delinquncy_loan_c15	amount outstanding across all loan accounts in current 15 days	sms
434	Location	cnt_location_datapoints	Total number of location datapoint received	location
435	Location	cnt_accurate_location_datapoints	Total number of location datapoint received with accuracy less than 100 meters	location
436	Location	location_recency	Days since the latest location datapoint was received	location
437	Location	location_vintage	Days since the earliest location datapoint was received	location
438	Location	bestplace_lat	Latitude of most probable location	location
439	Location	bestplace_long	Longitude of most probable location	location
440	Location	home_lat	Latitude of home location	location
441	Location	home_long	Longitude of home location	location
442	Location	work_lat	Latitude of work location	location
443	Location	work_long	Longitude of work location	location
444	Location	home_work_dist	Distance between home and work location (in km)	location
445	Null Reason	sms_data_null_reason	Reason code for SMS features being null	sms
446	Null Reason	location_data_null_reason	Reason code for Location features being null	location
447	Null Reason	device_data_null_reason	Reason code for Device features being null	device
448	Null Reason	apps_data_null_reason	Reason code for Apps features being null	apps
449	Credit card	cc1_utilisation	Percentage Utilisation for Credit card account1	sms
450	Score	score_acquisition	Tailored FIS for Acquisition population. Range 300-900	all
451	Score	score_acquisition_rejection_flag	Rejection Flag for acquisition population	all
452	Score	score_xsell	Tailored FIS for Cross-Sell population. Range 300-900	all
453	Score	score_xsell_rejection_flag	Rejection Flag for Xsell population	all
454	Score	score_digital_acquisition	Tailored FIS for Digital Acquisition population. Range 300-900	all
455	Loan	recommended_duedate_adj	Recommended due date a new loan (within -5 to +10 days from decision_date)	sms
456	User Profile	estimated_age_bracket	Estimated age-bracket of the user	sms
457	Location	latest_location_timestamp	Timestamp of the latest accurate location data	location
458	Loan	obligations	Total monthly amount dues	sms
459	User Profile	profession_type	Profession type of the user	sms
460	Loan	cnt_loan_approved_c7	Number of loans approved in the last 7 days	sms
461	Loan	cnt_loan_approved_c60	Number of loans approved in the last 60 days	sms
462	Loan	cnt_loan_approved_c90	Number of loans approved in the last 90 days	sms
463	Loan	cnt_loan_rejected_c7	Number of loans rejected in the last 7 days	sms
464	Loan	cnt_loan_rejected_c60	Number of loans rejected in the last 60 days	sms
465	Loan	cnt_loan_rejected_c90	Number of loans rejected in the last 90 days	sms
466	Credit card	cnt_cc_applications_c7	Number of credit card applications in the last 7 days	sms
467	Credit card	cnt_cc_applications_c30	Number of credit card applications in the last 30 days	sms
468	Credit card	cnt_cc_applications_c60	Number of credit card applications in the last 60 days	sms
469	Credit card	cnt_cc_applications_c90	Number of credit card applications in the last 90 days	sms
470	Aggregate	data_sufficiency_flag	Flag if user ahs sufficient SMS data	sms
471	Aggregate	rejection_rule	Flag for rejection of user for a new loan	sms
472	Credit card	cc2_bill_m1	Secondary Credit Card - Last Month Bill	sms
473	Credit card	cc2_credit_limit	Secondary Credit Card - Total Limit Sanctioned	sms
474	Score	score_digital_acquisition_v2_probability	Tailored FIS for Digital Acquisition population - Probability of Default	all
475	Score	score_digital_acquisition_v2	Tailored FIS for Digital Acquisition population - Range - 300 - 900	all
477	Income	calculated_income_amount_v2	Income of the user (version 2)	sms
478	Income	calculated_income_account_v2	Bank Account associated with the income (version 2)	sms
479	Income	calculated_income_confidence_v2	Confidence level of Income calculated (version 2)	sms
480	Apps	cnt_sub_genre_lending_score_below_2_apps	Number of apps of lending industry with less than 2 ratings	apps
481	Apps	vintage_apps_sub_genre_egovernance	Days since first E-governance app installed	apps
482	Apps	cnt_apps_sub_genre_lending_v2	Number of apps of lending industry	apps
483	Apps	vintage_apps_sub_genre_lending_c60	Days since first lending app installed in the last 60 days	apps
484	Apps	vintage_apps_sub_genre_lending_c90	Days since first lending app installed in the last 90 days	apps
485	Apps	vintage_apps_sub_genre_utilities_c180	Days since first utility app installed in the last 180 days	apps
486	Apps	cnt_apps_sub_segment_betting_games_c7	Number of apps of segment betting games installed in last 7 days	apps
487	Apps	cnt_apps_sub_segment_betting_games_c30	Number of apps of segment betting games installed in last 30 days	apps
488	Apps	cnt_apps_sub_segment_betting_games_c90	Number of apps of segment betting games installed in last 90 days	apps
489	Apps	cnt_apps_sub_genre_games_c7	Number of apps of industry games installed in last 7 days	apps
490	Apps	cnt_apps_sub_genre_games_c30	Number of apps of industry games installed in last 30 days	apps
491	Apps	cnt_apps_sub_genre_games_c90	Number of apps of industry games installed in last 90 days	apps
492	Apps	cnt_apps_sub_genre_lending_c30	Total Number of apps of lending category installed in the last 30 days	apps
493	Apps	cnt_apps_sub_genre_lending_c60	Total Number of apps of lending category installed in the last 60 days	apps
494	Apps	cnt_apps_sub_genre_lending_c90	Total Number of apps of lending category installed in the last 90 days	apps
495	Loan	amt_delinquncy_cc_c15	Amount of delinquency on credit-card accounts in the last 15 days	sms
496	Loan	amt_delinquncy_cc_c30	Amount of delinquency on credit-card accounts in the last 30 days	sms
497	Loan	amt_delinquncy_cc_c60	Amount of delinquency on credit-card accounts in the last 60 days	sms
498	Loan	amt_delinquncy_cc_c90	Amount of delinquency on credit-card accounts in the last 90 days	sms
499	Loan	cnt_delinquncy_cc_c15	Count of delinquencies on credit-card accounts in the last 15 days	sms
500	Loan	cnt_delinquncy_cc_c30	Count of delinquencies on credit-card accounts in the last 30 days	sms
501	Loan	cnt_delinquncy_cc_c60	Count of delinquencies on credit-card accounts in the last 60 days	sms
502	Loan	cnt_delinquncy_cc_c90	Count of delinquencies on credit-card accounts in the last 90 days	sms
503	Loan	amt_delinquncy_bnpl_c15	Amount of delinquency on BNPL accounts in the last 15 days	sms
504	Loan	amt_delinquncy_bnpl_c30	Amount of delinquency onBNPLaccounts in the last 30 days	sms
505	Loan	amt_delinquncy_bnpl_c60	Amount of delinquency on BNPLaccounts in the last 60 days	sms
506	Loan	amt_delinquncy_bnpl_c90	Amount of delinquency onBNPLaccounts in the last 90 days	sms
507	Loan	cnt_delinquncy_bnpl_c15	Count of delinquencies on BNPLaccounts in the last 15 days	sms
508	Loan	cnt_delinquncy_bnpl_c30	Count of delinquencies onBNPLaccounts in the last 30 days	sms
509	Loan	cnt_delinquncy_bnpl_c60	Count of delinquencies on BNPLaccounts in the last 60 days	sms
510	Loan	cnt_delinquncy_bnpl_c90	Count of delinquencies onBNPLaccounts in the last 90 days	sms
511	Apps	cnt_apps_fake_gps_c30	Number of fake GPS apps installed in the last 30 days	apps
512	Apps	cnt_apps_fake_sms	Number of fake sms apps installed	apps
513	Apps	cnt_apps_backup_c30	Number of backup apps installed in the last 30 days	apps
514	Apps	cnt_apps_root_c30	Number of rooting apps installed in the last 30 days	apps
515	Apps	cnt_apps_data_editor	Number of SMS or call logs editor apps installed	apps
516	Loan	cnt_overdue_senders_c30	Number of distinct overdue SMS senders in the last 30 days	sms
517	Loan	cnt_loan_applications_c30	Number of loan applications in the last 30 days	sms
518	Loan	cnt_loan_applications_c60	Number of loan applications in the last 60 days	sms
519	Loan	cnt_loan_applications_c90	Number of loan applications in the last 90 days	sms
520	Imputed Bank Account	imputed_acc0_amt_credits_c30	Amount of credits in acc0 in the last 30 days (post imputing missing transactions)	sms
521	Imputed Bank Account	imputed_acc0_amt_credits_p30	Amount credits in acc0 in the last 30 to 60 days (post imputing missing transactions)	sms
522	Imputed Bank Account	imputed_acc0_amt_debits_c30	Amount of debits in acc0 in the last 30 days (post imputing missing transactions)	sms
523	Imputed Bank Account	imputed_acc0_amt_debits_p30	Amount of debits in acc0 in the last 30 to 60 days (post imputing missing transactions)	sms
524	Imputed Bank Account	imputed_acc0_av_balance_c30	Average balance in acc0 in the last 30 days (post imputing missing transactions)	sms
525	Imputed Bank Account	imputed_acc0_av_balance_c60	Average balance in acc0 in the last 60 days (post imputing missing transactions)	sms
526	Imputed Bank Account	imputed_acc0_av_balance_c90	Average balance in acc0 in the last 90 days (post imputing missing transactions)	sms
527	Imputed Bank Account	imputed_acc0_av_balance_c7	Average balance in acc0 in the last 7 days (post imputing missing transactions)	sms
528	Imputed Bank Account	imputed_acc0_avg_bal_m1	Average balance in acc0 in the last month (post imputing missing transactions)	sms
529	Imputed Bank Account	imputed_acc0_avg_bal_m2	Average balance in acc0 in the last to last month (post imputing missing transactions)	sms
530	Imputed Bank Account	imputed_acc0_avg_bal_m3	Average balance in acc0 in the third last month (post imputing missing transactions)	sms
535	Fraud	all_connected_devices	All Devices Connected to the user	phone_state
536	Fraud	total_connected_users	All Users connected to a single device	phone_state
537	Location	earliest_location_lat	Earliest location latitude	location
538	Location	earliest_location_long	Earliest location Logitude	location
539	User Profile	estimated_gender	Estimated Gender of User	all
540	Loan	recommended_account	Recommended Account to set up NACH for a new loan	sms