Skip to main content

Investing Tips and Learning Resources

Category: Learning Resources Last Updated: 2026-06-08

Warren Buffett's 5 Core Tips​

  1. Invest in a business, not in a stock - Understand the company
  2. Don't have too many stocks - Concentrated portfolio of quality
  3. Invest in what you understand - Stay within circle of competence
  4. Read, read, and extensively read - Continuous learning
  5. Start as early as possible - Time is your biggest advantage

Classic Warren Buffett Quotes​

  • "Price is what you pay, value is what you get." (2008)
  • "For investors as a whole, returns decrease as motion increases." (2005)
  • "Be fearful when others are greedy and greedy only when others are fearful." (2004)
  • "You only find out who is swimming naked when the tide goes out." (2001)

Read: Warren Buffett's Letters to Shareholders - CB Insights

Investment Strategy Tips​

Market Timing​

  • Invest less during bullish markets (SIP 25%) - Don't get caught up in bull market speculation
  • Invest more during bearish markets (SIP 75%) - Buy when others are fearful

Investment Principles​

  • Don't have debt rise faster than income
  • Don't have income rise faster than productivity
  • Do all you can to raise your productivity

Watch: Ray Dalio - How The Economic Machine Works

10 Commandments for Young Investors​

From: 10 Investing Tips for Young Investors

  1. Thou shall know thy goal - Define clear financial objectives
  2. Thou shall respect time & be patient - Let compounding work
  3. Thou shall build a strong foundation - Emergency fund, insurance first
  4. Thou shall not chase historical performance - Past returns don't guarantee future
  5. Thou shall stay away from hot tips - No shortcuts to wealth
  6. Thou shall invest only in what one understands - Circle of competence
  7. Thou shall not use debt - Avoid leverage for investing
  8. Thou shant check portfolio everyday - Avoid emotional decisions
  9. Thou shall always be learning - Continuous education
  10. Practice discipline and patience - Consistency beats timing

Investment Steps for New Investors​

Foundation First​

  1. Term Life Insurance - Protect dependents
  2. Buy a house with home loan - Real estate for stability
  3. Build emergency fund - 6-12 months expenses
  4. Health insurance - Medical emergencies coverage

Goal-Based Planning​

  • Jot down clearly the dates when you need money - Be specific (not just year)
  • For goals within 15 years - Stick to FDs (too late for equity volatility)
  • For goals >15 years away - Consider equity mutual funds
  • Start slowly - 10% of FD/RD amount in equity, observe volatility, then increase

Read: Re-Assemble E-Book - Freefincal

What NOT to Invest In​

From: Don't Invest Your PAISA Here

Wealth Destroyers:

  1. ULIP - High charges, poor returns
  2. Derivatives (F&O) - 95% traders lose money
  3. Intraday/BTST/Momentum/Swing Trading - Gambling, not investing
  4. Active Large Cap Mutual Funds - Underperform index after fees
  5. Peer-2-Peer Lending (12% Club, etc.) - High default risk
  6. Corporate Bonds (non-AAA rated) - Credit risk not worth extra yield
  7. Flats in 10+ year old buildings - Maintenance issues, depreciation
  8. Penny Stocks - Manipulation, liquidity issues
  9. IPO oversubscription - Lottery, not investing
  10. Cryptocurrency - Extreme volatility, regulatory uncertainty

Essential Learning Resources​

Videos​

Behavioral Finance & Biases​

Mutual Funds​

Sector-Specific​

Courses​

YouTube Channels to Follow​

  • Subra Money (P.V. Subramanyam): Channel
    • Retirement planning, goal-based investing
  • ET Money: Mutual funds, personal finance
  • Freefincal: DIY investing, financial planning

Books​

Must-Reads​

  • The Intelligent Investor - Benjamin Graham
  • One Up On Wall Street - Peter Lynch
  • Berkshire Hathaway Shareholder Letters - Warren Buffett

Risk Management​

Read: Steps to Minimize Risk in Investment Portfolio - Freefincal

Case Studies & Real Stories​

Tools & Platforms​

See: Tools & Platforms

Image Reference​

Investment Principles